Identity Theft: Warning Signs and a Recovery Plan
Identity theft occurs when someone uses your personal information to open accounts, file taxes or make purchases in your name.
Warning signs
- Unfamiliar accounts or charges.
- Bills or collection notices for debts you do not owe.
- Rejected tax returns or benefits claims.
- Credit report entries you do not recognise.
Recovery steps
- Contact the affected companies and close fraudulent accounts.
- Place a fraud alert or credit freeze where available.
- File a report with your local authority.
- Keep records of every call and letter.
- Change passwords and enable 2FA.
Key takeaway: Act quickly, freeze your credit if available and document everything.
